How to Save Money at Kroger

Most of the savings at Kroger come from four things: a rewards card that's linked to a digital account, digital coupons, Points, and the weekly ad. None of it costs anything to start. This page walks through how each one works, using Kroger's own program rules, and points out where people leave money on the table.

One change to know about: on June 25, 2026 Kroger dropped the name "Fuel Points" and now just calls them Points. You can still use them at the pump, and you can now also take dollars off your groceries with them.

1. Use your rewards card every time

Everything else below depends on this. Create a free account at Kroger.com or in the Kroger app, then add your Shopper's Card number under Profile Information. At the register you either scan the card or type in your Alt ID, which is usually your phone number. If you skip that step, coupons and Points don't apply, even if you loaded them.

2. Load digital coupons before you shop

Digital coupons work like paper ones, only they attach to your card. In the app or on the website, go to Save, then Digital Coupons, and tap Load to Card on each one you want. At checkout the discount comes off automatically and shows up on your receipt under the item, marked "ecpn".

• Every coupon has its own expiry date, shown under the offer details.
• Most coupons can only be loaded once per household.
• They work at any Kroger family store, as long as that store has the item in stock.
• Don't want a coupon anymore? Open My Coupons and choose Remove from Card. Some offers, like ones sent by email, can't be removed.

If a discount didn't apply, ask the cashier before you leave the register. It's much easier to fix there than afterwards.

3. Earn Points and pick how to spend them

You earn 1 Point for every $1 you spend on most groceries, in store or through pickup and delivery. Prescriptions earn 25 Points for most non-federally funded prescriptions and 75 for a 90-day script. Gift cards earn 2 Points per $1 on most cards. There's no monthly cap on what you can earn.

Points expire on the last day of the month after you earn them. Points earned in March expire on April 30, so check your balance on your receipt, the app or the website.

Spending Points on fuel

Every 100 Points takes 10 cents off each gallon, up to $1 a gallon on up to 35 gallons per fill-up. That's a maximum of $35 off. Rewards members also get 3 cents off per gallon at participating fuel locations even before using any Points, though that varies by location. At Kroger fuel centers you can pick which month's Points to use. Partner stations, such as Shell, bp, Amoco and Turkey Hill in some regions, use your oldest Points first.

Spending Points on groceries

Every 100 Points is $1 off, with a daily limit of 1,000 Points ($10) per household. You have to redeem in your digital account before you check out. Once you do, the reward applies to your next eligible order, in store or online.

Which is worth more?

It depends on how much fuel you buy. Groceries are a flat $1 per 100 Points. Fuel pays 10 cents per gallon for every 100 Points, so:

• A 12-gallon fill-up: 100 Points is worth about $1.20.
• A 20-gallon fill-up: about $2.00.
• A full 35 gallons: $3.50.

If you drive a truck or fill up big, fuel usually gives you more per Point. If you're in a small car or don't buy much gas, groceries may be the better use. You can split your Points between both.

4. Check the weekly ad and the BOGO deals

The weekly ad is where sales and buy one get one free deals show up. Match it against your digital coupons, because a sale price plus a coupon on the same item is where the bigger savings come from. Our weekly ad preview and BOGO deals page cover the current week.

5. Decide whether Boost is worth it

Boost is Kroger's paid membership. It comes with a free 30-day trial and renews automatically. The plans Kroger listed for one location looked like this, and yours may differ:

• Boost: $99 a year or $12.99 a month. Free same-day delivery and a streaming subscription on the yearly plan.
• Boost Essential: $69 a year or $8.99 a month. Free next-day delivery and six months of streaming on the yearly plan.

Members earn 2X Points, and free delivery needs a $35 minimum order. The Points bonus on its own probably won't cover the fee. Someone spending $100 a week on groceries would earn about 5,200 extra Points a year, which is $52 in grocery dollars. So Boost mostly makes sense if you'd pay for delivery anyway or you'd use the streaming service. See our Boost membership page for more.

6. Don't forget the survey bonus

Kroger's customer survey, linked from your receipt, gives a 50 Point bonus. Kroger limits it to one per 7 days. Our feedback survey guide covers how to enter.

Common mistakes

• Forgetting to scan the card or enter the Alt ID at checkout.
• Loading coupons after you've already paid.
• Letting Points expire at the end of the following month.
• Redeeming grocery Points at the register instead of in your account beforehand.

Where this information comes from

The rules above are taken from Kroger's own Points Program FAQ, its digital coupon help pages, its Boost membership page, and its June 25, 2026 announcement about the rewards program. Terms, prices and offers change and vary by location, so check Kroger.com or the app for your store. Kroger Fan is an independent site and is not affiliated with Kroger.